Car Accidents (2025)

The Complexity of Fault

Assigning fault in car accidents isn't always clear-cut, especially when multiple drivers share responsibility. The laws dictating how fault should be apportioned and financial obligations determined vary by state. Some jurisdictions demand that a single party cover all expenses, while others distribute financial responsibility proportionately based on each party's fault.

The Function of Auto Insurance

Auto insurance policies often cover a portion of the repair costs or the replacement value of the damaged vehicles, in addition to certain medical bills. There is a broad spectrum of mandatory insurance coverage across different states.

Assessing Liability

The criteria for establishing fault differ by vehicle type and are designed to offer more protection to more vulnerable users like pedestrians and cyclists. Due to their susceptibility to more serious injuries, these groups are afforded additional considerations.

Given their vehicle's agility and speed, motorcyclists are subject to a different set of traffic regulations. Truck drivers, possessing professional training and certification, are expected to adhere to a higher standard of road safety. With a significant number of truck drivers in the US, accidents involving trucks introduce additional complexity in liability determination since trucks are usually owned by commercial entities. This expands potential liability to include both the driver and the company owner under the doctrine of Respondeat Superior, which holds employers accountable for the actions of their employees performed within the scope of their employment.

If you or a loved one has been the victim of someone else's negligence on the road, contact an experienced auto accident attorney as soon as possible after your accident. Read on to learn more information on the different types of collisions, how auto insurance works and what you should do after a car accident.